7 Best Home Warranty Companies in Kansas for 2024

Despite rising mortgage rates and a slowdown in the housing market nationally, home prices in Kansas are expected to continue climbing. That’s great news for homeowners here, but not so encouraging for people who are planning on buying a house. As a result, prospective new homeowners are looking for more creative ways to stretch their housing budgets.

The right Kansas home warranty can save you from costly repairs and maintenance when your home appliances break down. Instead of buying multiple warranties for every appliance or system in your house, you can take care of them all in one secure, money-saving bundle.

Ready to learn more? We’ve reviewed seven of the best home warranty companies in Kansas so you can make the best choice for your home and budget.

7 Best Kansas Home Warranties

We reviewed dozens of home warranty companies and found the top seven Kansas companies that stand out above the rest. Each of these seven companies has its own pros and cons, but they all can help Kansas homeowners save money.

The prices quoted in these reviews are what we found for a single-family home in Kansas, under 5,000 square feet. For larger homes and multi-family properties, you should expect a slightly higher price.

Here’s a quick overview of our choices:

• Choice Home Warranty — Best for reputation and customer service
• Liberty Home Guard — Highest online ratings
• Cinch Home Services — Best technicians
• Select Home Warranty — Best value
• AFC Home Club — Fastest response times
• American Home Shield — Best customizable features
• First Premier Home Warranty — Widest range of services

Read on for a detailed review of each of these Kansas home warranty companies.

Why we chose it: Choice Home Warranty is one of the most popular home warranty companies in Kansas. It offers simple, transparent home warranty plans at an affordable price. If a solid reputation and great customer service are your priorities, your best bet is Choice Home Warranty.

Choice Home Warranty offers extensive coverage for the appliances and services in your home. That includes your HVAC, electrical system, plumbing and kitchen appliances. It offers high coverage caps for each item — generally up to $3,000 — along with a moderate service fee.

According to the most common home warranty reviews in Kansas, Choice Home Warranty is highly rated for its transparency. It offers two plans, both of which are straightforward and easy to understand. On top of that, its customer service representatives are friendly and always available to answer questions. Choice Home Warranty offers guaranteed repairs for 90 days for parts after installation.

Plans and pricing: Choice Home Warranty offers two plans: Basic and Total. The Basic plan is great for most homeowners on a budget, but the Total plan offers more comprehensive coverage and higher coverage caps. Depending on your location, monthly costs range between $47 and $55 for a small, single-family home. The service call fee is $100 per claim.

All things considered, Choice Home Warranty is an affordable HVAC company with helpful customer service. This is a great choice for new homeowners buying their first home warranty plan.

Why we chose it: Liberty Home Guard has impressive online reviews. When you look into the company, it’s not hard to see why — it offers comprehensive coverage and great workmanship. This Kansas home warranty company is ideal for anyone who wants a trusted company and low service fees.

Even though Liberty Home Guard has only been on the market for a few years, it’s built a good reputation for itself. Online reviewers rave about its wide range of plans and knowledgeable customer service.

Liberty Home Guard offers three warranty plans with varying coverage caps. You can also customize those plans with add-ons if you want to extend coverage to other services like carpet and gutter cleaning.

Plans and pricing: Liberty Home Guard has three basic plans to choose from: Systems Guard, Appliance Guard and Total Home Guard. Each of these plans comes with a low fee of $60 for service. If you use your coverage frequently, those low fees can save a significant amount of money.

Monthly costs vary significantly depending on the size of your home. For large, multi-family homes, the cost of the Total Home Guard plan can be upwards of $225 per month. However, if you own a single-family home under 5,000 square feet, you can typically expect to pay under $60 per month.

Our final takeaway is that Liberty Home Guard is a promising new company and a great choice for someone who wants a wide range of plan options.

Why we chose it: Cinch Home Services is a great Kansas Home Warranty company with over 40 years in the business. It offers comprehensive coverage and a variety of plans to choose from, but what customers love most is the high quality of its workmanship. This company is at the top of our list for skilled technicians and guaranteed service.

Unlike other home warranty companies, Cinch Home Services prioritizes the quality of its work. Its professional technicians are trained to get the job done right. To guarantee that quality, Cinch offers a 180-day workmanship guarantee, meaning you won’t have to pay a service fee twice for the same issue within that time period.

Alongside its great workmanship, Cinch Home Services is also known for its variety of plans and add-ons that cover all the important appliances in your home, including your septic tank, plumbing system and sump pump.

Plans and pricing: Cinch Home Services offers three plans: Appliances, Built-in Systems and Complete Home. The plans are uniquely built so you only pay for the coverage you need.

According to Cinch’s website, the annual cost for a warranty plan ranges from $39 to $67 per month, depending on the plan you choose. With a $100 to $150 per visit, its deductibles are a bit higher than some of the other companies on this list.

To sum it up, this is a great home warranty company for anyone who invests in high-end appliances and wants high-quality service.

Why we chose it: When it comes to budget-friendly plans, Select Home Warranty is one of the best companies in the warranty industry. It offers three plans that all have a low monthly cost and minimal service call fees. If you’re a first-time homebuyer looking for basic, affordable coverage, this may be the home warranty company for you.

When you buy a home warranty plan, it’s important to know exactly what you’re paying for. A lot of companies offer extensive coverage for high-end appliances and services. But if you own a smaller home with basic appliances, you don’t need all that. That’s why we recommend Select Home Warranty to homeowners who want simple, affordable coverage.

Low cost doesn’t mean cheap; Select Home Warranty has been around since 2012, has great reviews, and its technicians are well-trained and professional.

Plans and pricing: Select Home Warranty keeps it simple. You can choose from its Bronze, Gold and Platinum plans, with service fees between $60 and $75 — though additional fees may apply for additional technicians.

Plans for a single-family home cost from $44 to $48 monthly. Additionally, Select Home Warranty offers two months free if you pay for your plan annually. If you just bought your home and want to make sure you’re covered while sticking to a budget, this company may be a good choice.

Why we chose it: AFC Home Club is one of the more high-end options on our list, but the quality of its service is worth the price. This home warranty company has excellent customer service and some of the fastest response times on the market. If something goes wrong, its technicians will be out to fix it right away.

America’s First Choice Home Club, or AFC Home Club, is an established home warranty company in Kansas that offers a range of comprehensive services. While this company is a little more expensive than some of the other options on our list, it’s a great option for a home with multiple high-end appliances.

AFC Home Club offers four different plans to choose from. The most affordable plan covers basic appliances and services like heating, plumbing and cooktops. The highest tier plan covers these systems, as well as pools and spas, microwaves, well pumps and more.

Best of all, AFC Home Club is well-reviewed for its service and fast response time. It can put you in contact with a technician within 24 to 48 business if one of your appliances breaks.

Plans and pricing: AFC Home Club’s plans range from Silver to Diamond. Monthly costs for a single-family home are $34 to $87 per month, or a discounted $347 to $938 per year if you pay upfront. Service fees range from $75 to $125 per visit.

To wrap it up, AFC Home Club is a dependable home warranty company with a wide range of options and a fast response time. We recommend this company if you own a lot of high-end appliances and want full coverage for nearly everything.

Why we chose it: American Home Shield is one of the most well-established home warranty companies in Kansas. It offers a variety of customizable plans, so you can choose exactly what you want to pay for. Customizing your coverage is a great way to get the best value for your money.

If you search for the “best home warranty company in Kansas” online, you’ll find American Home Shield. It’s been doing business in Kansas for over 50 years. An established reputation is important, but it’s not the only reason we included American Home Shield on this list. It’s known for offering the most customizable home warranty plans in Kansas.

After you pick your base plan with American Home Shield, you’ll have the option to add other appliances and systems to your warranty without moving up to the next price tier. In other words, you only have to pay for the coverage you need.

On top of that, this home warranty company has friendly and reliable customer service to answer any questions you have.

Plans and pricing: American Home Shield has two combination plans for appliances and systems and one systems-only plan. You can adapt any of these plans as needed. Service fees range from $75 to $125, depending on the appliance you need serviced.

Plans for a single-family home in Kansas start at $50 per month for most residents. For the Platinum plan, you can expect to pay around $110 per month.

Kansas homeowners choose this company for its flexibility and speedy customer service. Adapting your plans lets you make sure your home is covered without overpaying.

Why we chose it: What if you’re not sure which appliances you want covered? What if you install a new HVAC system and don’t want to adapt your warranty plan around it? If you want your whole home covered for an affordable price, First Premier Home Warranty may be the way to go.

First Premier’s home warranty plans are designed to cover every appliance and system in a house. Although the coverage caps are fairly low, its prices are affordable.

If one of your appliances has a minor issue and needs to be repaired, it will always be covered under First Premier Home Warranty. It has dependable customer service and can send a technician to your home quickly — usually within the same day.

Plans and pricing: First Premier offers some of the least expensive comprehensive plans on the market. The Premier plan covers basic systems and appliances, and the Platinum plan includes additional systems and appliances, including air conditioning, heating, clothes washer and dryer and refrigerator. Costs for a single-family home are $43 to $50 per month, or $419 to $499 per year if you pay annually.

Although First Premier Home Warranty is a fairly young company, it has positive reviews and offers affordable, efficient coverage. This would be a great choice for young homeowners looking for a safe warranty plan.

Other Home Warranty Companies in Kansas We Considered

We reviewed seven of the best Kansas home warranty companies in this list, but those seven aren’t your only options. Here are two other companies that get great home warranty reviews in Kansas.

HSA Home Warranty

Home Security of America, or HSA, is one of the top companies in Kansas providing home warranties. It offers two base coverage plans with plenty of add-ons and optional upgrades as part of the Buyer 7-Star Upgrade. Plans start at $535. Because of its Seller/Buyer plan, this is one of the best home warranties out there for people who plan to buy, improve and resell a home.

First American Home Warranty

First American Home Warranty is another relatively affordable company to consider. While it might not be the best home warranty Kansas has to offer, this company offers reasonable plans with plenty of add-ons and is a great place for a new homebuyer to start. You can add systems like your septic pump or water heater for a few extra dollars each.

What Are the Top Complaints About Kansas Home Warranties?

Before we get into the factors you should look for in a home warranty company, let’s talk about some things you should avoid. Even some of the biggest companies in Kansas are guilty of these common issues. That’s why it’s so important to read the home warranty reviews from Kansas homeowners before you buy.

Here are some of the top complaints about Kansas home warranties:

• Misinformation: False advertising and unclear plans make it impossible to know what you’re paying for.

• Slow response time: The faster a technician can get to your home, the better.

• Poor customer service: When something in your home goes wrong, you want answers right away. Slow, rude or uninformed customer service representatives are a huge drawback in a home warranty company.

You should keep an eye out for these red flags before you buy a home warranty in Kansas.

How to Decide Between Kansas Home Warranties

Now that you’ve seen our review of the top companies out there, how do you choose the best home warranty Kansas has to offer?

The best company for you will vary depending on your home, budget and priorities. That said, here are a few important factors you should always look for:

Coverage and plan types

Most Kansas home warranty companies offer multiple plan types. Usually, those include a systems-only, appliances-only and combo plan. The broader the coverage, the better. A plan with broad coverage will cover more appliances and systems in your home without asking you to pay for add-ons.

Amount of protection offered

Remember that a home warranty is not the same thing as homeowner’s insurance. Kansas home insurance will protect your home in case of a disaster or destructive event. A home warranty, on the other hand, fills in the gaps your homeowner’s insurance doesn’t cover.

All states recommend having home insurance, Kansas included. When shopping for home warranty plans, look for the amount of coverage that lines up with your home insurance protection. If the warranty protects systems already covered by your home insurance in Kansas, it isn’t the right plan for you.

Plan cost and pricing

When it comes to great home warranties, cheaper isn’t necessarily better. You should look for a warranty contract that offers the broadest coverage for the price to ensure you’re getting the best value. To learn more about the value of a company’s plans, check out the home warranty reviews Kansas homeowners leave on sites like Google.

Optional add-on coverage

Add-on coverage can be a great way to extend your home warranty plan without paying for a higher tier. Some home warranty companies offer add-ons to cover additional appliances for a few dollars each.

Coverage limits and gaps

Keep in mind that every home warranty policy has coverage caps, or limits, for each appliance. This is the limit the company will pay for repairs or replacements. Standard coverage caps are between $2,000 and $3,000 per appliance.

Many companies also have gaps in coverage. For example, your plan might cover plumbing stoppages but not normal wear to your HVAC system. Look into the coverage limits and gaps of every plan before you buy.

Length of waiting period

Response time is a crucial feature of a good home warranty company. How fast can a technician get to your home when you need service? To avoid long waiting periods, make sure you read the reviews of each company and ask about its standard response times.

Ratings from BBB

The Better Business Bureau gives a letter grade to every Kansas home warranty company.

These scores aren’t a reflection of the quality of the business’s work, but rather how well it treats its customers. For example, a home warranty company with great customer service and quick response times will have a higher BBB rating.

A good BBB score isn’t the only way to find the best home warranty company in Kansas, but it is an important feature to consider.

Kansas Home Warranty Costs, Prices and Fees

How much should your home warranty cost? Again, that depends on what you’re looking for. A comprehensive plan that covers your whole home, plus additional appliances, will be more expensive than basic plans that only cover simple repairs.

As you can see by the reviews in this list, most high-end home warranties cost under $100 per month. That’s a pretty minimal cost for the peace of mind a home warranty provides.

If you’re on a budget, there’s nothing wrong with shopping for the most affordable plans. Just make sure that your plan offers broad coverage for the price and high coverage caps, and that the company has good response times.

When it comes to paying for that plan, most home warranty companies offer two options: an annual or monthly payment. The annual payment might be slightly cheaper overall, depending on the company, but most homeowners still choose to pay monthly to avoid that high cost upfront.

The final cost factor you need to consider is the service call fee. This is a flat fee you will pay for a technician to come to your home. It can range from $50 to $150, depending on your plan and what needs to be repaired. A higher service fee doesn’t necessarily mean better quality service — it always helps to read a company’s reviews.

What About Kansas Home Warranty Provider Regulations?

Home warranty companies have been regulated by the state of Kansas since 2005. That means every legitimate home warranty company is held to a certain standard of professionalism, fair pricing and technician ability.

Be aware that scams exist. If a home warranty company has no reviews and no history in the state, it might not be regulated — especially if the prices seem too good to be true. The seven companies reviewed in this article are legitimate home warranty providers with plenty of honest reviews.

Are There Any Exclusions in Home Warranties in Kansas?

Every home warranty company has exclusions. These are gaps in coverage or things the company will not service. Some companies have exclusions for entire systems, such as heating or electrical, while others exclude appliances under certain conditions.

Here are a few common exclusions you’ll find in Kansas home warranty companies:

• Pre-existing conditions: Issues with an appliance or system that existed before you bought your plan.

• Cosmetic issues: Surface defects like scratches or dents that don’t actually affect the function of an appliance.

• Customer misuse: Wear and tear caused by misuse of the appliance. For example, a broken refrigerator that has been dropped during a move.

Each home warranty company has different exclusions. Make sure you read about a company’s exclusions or talk to a customer service agent about them before you buy your plan.

How Did We Choose the Best Home Warranty Companies in Kansas?

We didn’t choose these top seven companies randomly. Each Kansas home warranty company on our list was carefully selected. Here are all the factors that went into choosing:

Trustworthiness, ratings and reviews

The best way to learn about a company is to read the reviews. All the companies on our list have positive reviews and an established reputation in Kansas. A high BBB score is a good indication of a company’s dedication to its customers.

Annual service fee costs

Our goal wasn’t to find the cheapest companies, but companies that offer good value. The best Kansas home warranty companies offer extensive coverage for an appropriate monthly cost. We searched for companies that are reviewed for their fair pricing.

Coverage and service options

Broad coverage and plenty of upgrade options mean a home warranty plan will suit your unique needs. Even the most basic plans should cover a wide range of appliances and systems in your home.

Contract details and limitations

It’s important to read the fine print. We carefully considered every home warranty company’s limits and exclusions in this review.

Waiting period time

We can’t stress the importance of a quick response time. No one wants to wait weeks for their HVAC or cooktop to be repaired. Most of the companies on our list have waiting periods of 48 hours or less.

Overall client satisfaction

Happy customers mean a good business. We were careful to select companies that have positive reviews in multiple areas: good customer service, fair pricing, skilled technicians and more.

Summary of Best Home Warranty Companies in Kansas

So, what is the best home warranty company in Kansas? Unfortunately, we can’t answer that for you. The best home warranty will look a little different for every homeowner — it all depends on your unique needs. That said, we can provide our honest reviews of the best home warranty companies Kansas has to offer.

Whether you’re a new homeowner, planning to flip a home or just want extra protection for your home systems, you need a great home warranty. Any of the seven companies reviewed on this list can help you save money while protecting the systems and appliances you use every day.