Best Home Warranty Companies in Fresno

A home warranty protects the appliances and systems you use every day. Unlike appliance warranties, the best home warranties cover multiple systems in your home for a monthly premium.

This article will walk you through seven of the best home warranty companies available in Fresno, California, including pros and cons, highlights and features to look out for. Plus, check out our quick guide on how to buy a home warranty.

If you’re a new homeowner in Fresno, here’s what you need to know before shopping for the best home warranty companies.

Our Top Picks for the Best Home Warranty Companies in Fresno

We looked into seven of the most popular home warranty companies in Fresno. Here’s a quick overview of the companies we highlight below.

• Choice Home Warranty: Best pick overall
• American Home Shield: Best for customizability
• The Home Service Club: Best for availability
• AFC Home Club: Best workmanship guarantee
• Liberty Home Guard: Best for customer service
• First American Home Warranty: Best for broad coverage
• Select Home Warranty: Best budget-friendly option

Keep in mind: the prices listed in the chart above are estimates based on a small single-family home in Fresno. Premiums can vary depending on a few factors, like location and home size. You’ll have to contact the home warranty company for a more accurate quote.

Best Home Warranty Companies in Fresno Reviews

Before we dig into the reviews, you may be wondering: what does a warranty cover? A dependable home warranty company offers a wide range of plans, fair pricing and reliable customer service. It will cover you in case a major system or appliance in your home breaks down, so you don’t have to pay out of pocket.

A home warranty product may best be suited for those looking for peace of mind. It could be worth it if you don’t have money set aside to cover the loss of an appliance or system, but be aware that it may not pay off if none of your systems experience failure.

Here are the Fresno home warranty options options to check out.

Why we chose it: Choice Home Warranty has been in business since 2008. It offers transparent plans with high coverage caps and accessible customer service. This company is a solid option for any Fresno homeowner who wants a dependable and comprehensive home warranty plan.

If you’ve never bought a home warranty plan, Choice Home Warranty is one company you might want to look into. It offers two low-cost plans and a simplified service. It has relatively high coverage caps for the price — up to $3,000 per covered appliance.

Choice Home Warranty works with a network of trained technicians in Fresno. You don’t have the option to choose your technician, but the 90-day workmanship guarantee helps to ensure quality service. It essentially means you won’t have to pay a second service fee if a technician doesn’t fully solve the issue the first time.

Choice gets mixed reviews on the review platform Trustpilot.com, but more than 60% of reviewers rate their experience the highest rating of five stars. Most positive reviews touch on the company’s quick customer service and 24/7 helpline. Getting a quote online and having an agent follow up with you to set up your plan is often cited in reviews for being easy. Many of the negative reviews mention miscommunication and denied claims.

Plans and Pricing

Choice Home Warranty offers two plan options. The Basic plan covers 13 appliances and major systems in your home, including your plumbing, heating system, built-in microwave and cooktop or stove. The Total plan adds four more items to that coverage: your washer, dryer, refrigerator and air conditioning system.

Our quote for a single-family home in Fresno showed that Choice Home Warranty plans cost between $45 and $53 per month. Both plans have a flat service call fee of $85. There is a waiting period, but if you already have home warranty coverage and are switching providers, Choice will waive the 30-day waiting period and start coverage immediately.

Why we chose it:  American Home Shield (AHS) has been providing home warranties in California for a little over 50 years. Today, it’s still one of the most popular companies out there. We included AHS on our list because of its customization and budget-friendly options.

If you’re on a tight budget, the option to customize your home warranty can be a huge help. American Home Shield offers three comprehensive plans with flexible service fees. You can adapt your premium to fit your budget or choose a lower service fee if you think you’ll use your coverage frequently.

While AHS isn’t the cheapest home warranty company on the market, it allows you to lower your monthly premium by choosing a higher service fee. That way, if you don’t expect your appliances to break down frequently, you can pay less and save money in the long run.

AHS has a B rating with the Better Business Bureau (BBB) and receives a mix of positive and negative customer reviews. The positive reviews discuss satisfaction with their service, but negative ones cite timeliness issues with repairs.

Plans and Pricing

American Home Shield has three plan options: ShieldSilver, ShieldGold and ShieldPlatinum. The Silver plan only covers systems, not appliances. The other two cover both systems and appliances. All three plans cover rust damage, poor repairs and pre-existing conditions.

The main difference between the two total home plans is that the Platinum option includes roof leak coverage — a helpful feature if your homeowners insurance doesn’t cover roof leaks.

According to our quote, a homeowner in Fresno will pay about $50 to $75 per month for coverage. You can choose your service fee from $75, $100 or $125. A higher service fee will lower your monthly payment.

Why we chose it: We included Home Service Club in our list of the top home warranty companies in Fresno for its availability and quick response time. Coverage starts as soon as ten days after you sign up. With 24/7 customer service, filing a claim and getting a technician’s help is easy.

The Home Service Club offers two reliable home warranty policies plus bonus real estate home warranty coverage for people buying or selling a home. Its service is transparent and fast, and you can access your home warranty benefits as soon as ten days after signup. (Most companies make you wait at least 30 days.)

As far as coverage goes, The Home Service Club is fairly standard. Both plans cover a mix of appliances and systems. Add-ons for items like your well pump or stand-alone freezer cost an additional $3 to $16 per month. One cool feature of Home Service Club is that there is no age limit on covered items — your ancient stove on its last leg is still eligible for coverage.

There is optional utility line coverage available as an add-on. It extends coverage to sprinkler systems, gas lines, power lines and other underground systems around your home.

The Home Service Club receives average customer reviews on Trustpilot.com. Many negative reviews mention issues with coverage.

Plans and Pricing

The Home Service Club has two available plans: Standard and Comprehensive. The Standard plan covers 18 home systems and appliances, while the Comprehensive plan extends to 31 items. If you’re interested in a real estate home warranty plan, you can choose a Seller plan or one of three available Buyer plans.

According to our quote, a monthly premium for Home Service Club costs about $50 to $63 per month. This company allows you to choose your service fee between $60, $75 and $95.

Why we chose it: All of America’s First Choice (AFC) Home Club’s plans come with a workmanship guarantee that lasts for the life of the plan. On top of that, this company offers comprehensive coverage with high limits and the option to choose your service fee.

AFC Home Club is an established home warranty provider available to homeowners in California. This company offers low-cost plan options, customizable service fees and the unique option to choose your technician.

When AFC customers file a claim, they can choose a technician from AFC’s network of contractors. This can be helpful if you already have a relationship with a local Fresno contractor and want to stick with them.

The most distinctive feature of AFC Home Club is the long workmanship guarantee. Technician service is guaranteed for the entire life of your plan. So, if you sign up for a three-year plan, your workmanship guarantee is extended for three years. The main downside to this service is that you can’t get coverage for pre-existing issues — that long workmanship guarantee doesn’t apply to an appliance that’s already broken or having issues.

When it comes to customer reviews, AFC Home Club is standard for the industry with 3.2 stars from customer reviews on the Better Business Bureau, and a B-rating.

Plans and Pricing

AFC Home Club offers four plan options. Its Systems plan only covers systems, the Silver plan only covers appliances, the Gold and Platinum plans cover a full range of major systems and appliances and, finally, the Platinum plan extends to roof leak coverage.

According to our quote, AFC Home Club costs approximately $60 to $75 per month. You can choose your service fee between $75, $100 or $125.

Why we chose it: If you value positive ratings and customer reviews, you might want to look into Liberty Home Guard. This home warranty company is well-reviewed for its helpful customer service. It’s also a solid choice for your first home warranty, with a $200 discount for newcomers.

Liberty Home Guard is one of the newer home warranty companies available in Fresno. It’s a modern company that operates almost entirely online. You can get a quote, sign up for your plan and file a claim on Liberty’s website.

This isn’t the cheapest home warranty company out there. But it does offer some discounts for new customers, including up to $200 off your premium and free roof leak coverage. Every plan comes with a 60-day workmanship guarantee. You don’t have the option to choose your own technician, but Liberty works with a network of certified technicians, and most customer reviews reflect positively on their service.

Liberty holds an A- rating from the Better Business Bureau. This suggests that Liberty Home Guard is generally transparent and has helpful customer service. If you don’t want the hassle of complicated plans or hate spending time on the phone, this company is worth checking out.

Plans and Pricing

You can choose between three plans with Liberty Home Guard: Appliance Guard, Systems Guard and Total Home Guard. According to our quote for a single-family home in Fresno, those plans cost between $65 and $75 per month. Liberty also offers 25 add-on options.

The service fee for all three plans is a flat $75. Liberty’s 60-day workmanship guarantee covers that fee.

Why we chose it: Not everyone needs a comprehensive home warranty plan. If you’re just looking for dependable appliance coverage, check out First American. This home warranty company offers a low-cost appliance plan with a flat service fee. It also has add-ons to adapt your plan as your home grows.

First American Home Warranty is a solid option for a new homeowner on a budget. Although its coverage isn’t the most comprehensive, this home warranty company has an affordable appliance-only plan with surprisingly high coverage caps: up to $3,500 per appliance per year.

First American has a B rating from the Better Business Bureau and average customer reviews — that’s pretty standard for the industry. You can get a quote and file a claim online with 24/7 customer service. First American also offers a protection guarantee to replace any item that can’t be repaired. However, there are a few caveats to that offer, so make sure you talk to a customer service representative about the details of your appliance.

One thing to keep in mind before you sign up for First American is that air conditioning system coverage is only available as an add-on. But there is no coverage cap on HVAC service if you choose to add it.

Plans and Pricing

With First American, you can choose the Basic or Premier plan. The Basic plan offers only appliance coverage, while the Premier plan covers appliances and systems throughout your home.

For a single-family home in Fresno, premiums cost around $38 to $48 per month. The service fee for both plans is $85.

Why we chose it: Select Home Warranty offers multiple budget-friendly plans and one of the lowest service call fees in the industry. Free roof leak coverage and discounts for newcomers make this a decent home warranty company for homeowners on a tight budget.

Select Home Warranty makes it onto our list of the best home warranties in Fresno for its low-cost coverage. It’s affordable, but not cheap. Select Home Warranty offers three plans with comprehensive coverage and high caps. The $60 service fee can be a big plus for a homeowner on a budget — it’s lower than what most companies charge.

Another benefit of Select Home Warranty is its discounts for new customers. According to its website, the company currently offers $150 off and 2 months free (as of December 2022), plus free roof leak coverage. It also offers free cancellation within the first 30 days if you change your mind about your plan. Unfortunately, after that period cancellation goes up to $75.

Select Home Warranty is one company you might want to look into if you own rental properties. It offers coverage for mobile homes, condos, manufactured homes and single-family properties.

This company has standard customer reviews on Trustpilot.com, with most negative reviews centered around unreliable customer service.

Plans and Pricing

Select Home Warranty allows you to choose between three plans: Bronze, Gold and Platinum. Per our quote, coverage for a single-family home in Fresno costs about $45 to $48 per month.

All plans come with a $60 service fee, which is about $16 lower than the industry average.

Other Home Warranty Companies in Fresno We Considered

The seven companies above aren’t your only options if you’re shopping for a home warranty plan in Fresno. Even though they didn’t make it into our top list, the following companies may still be worth considering.

Cinch Home Services

Cinch Home Services offers extensive coverage with plenty of add-ons. There are three different comprehensive plan options and a 180-day workmanship guarantee for each service.

Home Warranty of America

This home warranty company stands out for its environmentally friendly incentives. With the GreenPlus add-on, Home Warranty of America’s customers can extend coverage to all Energy Star-certified appliances for a little over $5 per month.

2-10 Home Buyers Warranty

Another popular option for homeowners in Fresno is 2-10 Home Buyers Warranty. This company offers low-cost home warranty coverage for appliances. The appliance-only plan is ideal for kitchen appliances, including built-in microwaves and refrigerators.

Home Warranty Companies in Fresno Guide

Are you ready to start shopping for a home warranty in Fresno? Remember that a home warranty is a contract, and most companies don’t offer free cancellation anytime. Do your research and make sure a home warranty is a good option for you.

To get started, here’s a quick guide on some crucial factors to consider.

How to choose the best home warranty plan in Fresno

Like the best home insurance, a home warranty plan is an investment in your peace of mind. You might never need to use your warranty — but if you do, you may be happy you have it.

If you’re wondering how home warranty solutions differ from insurance, check out this resource on home warranty vs. home insurance. The key takeaway is that they are different products with different purposes. Homeowners insurance protects your home from disasters like severe weather, fire, theft and more. A home warranty protects your major appliances and systems in case of failure.

Homeowners insurance is typically required, but a home warranty is optional. So, you should look for a home warranty plan that works in sync with your homeowners insurance. Make sure the warranty can cover systems your insurance doesn’t and vice versa. You’ll also want to consider the following factors.

Consider the Fresno climate when deciding your coverage needs

Think about those hot, dry Fresno summers. How often do you run your air conditioner? Will you be able to pay for repairs when it breaks down? The climate is an important consideration when you’re shopping for a home warranty. The systems in your home that get the most use (like your HVAC) should be included in your coverage or available for a reasonable add-on fee.

Heavy winter rains are another factor homeowners in Fresno need to consider. If you choose to purchase a home warranty, one with roof coverage might be worth it.

Ask family and friends for home warranty recommendations

There are plenty of reviews of home warranty companies online. Those can be helpful, but there’s one problem: home warranty coverage can vary depending on your location. A company that has great technicians in Texas might not offer the same quality of service in California. That’s why we recommend talking to your friends, family and neighbors about their home warranty coverage. They can give you recommendations specific to your Fresno neighborhood and local contractors.

Check the warranty provider’s claim approval rate

Home warranty companies don’t always publish their claim approval rate, but it’s important information to check. Look on sites like the Better Business Bureau to find out how many claims filed with a company get approved.

No home warranty company will have a 100% claim approval rate. There are always limits and exclusions. That said, a higher claim approval rate is a good sign that the company covers the most common issues and is fair to its customers.

See what’s being said in the customer reviews

It’s always important to read customer reviews to gain insight on the company’s service. Again, home warranty companies offer slightly different prices and services in different states, so you’ll want to search for reviews specific to your area. (For example, search for: “First American Home Warranty Fresno CA” to get reviews from other local homeowners.)

Helpful review websites include Yelp, TrustPilot, and the Better Business Bureau. Look for comments that specifically mention the company’s customer service and response time. Those are important features of a good home warranty that aren’t always covered on the company’s website.

Home warranty regulations in Fresno

The California Department of Insurance regulates home warranty companies in California. This agency licenses and monitors home warranty companies to prevent scams. All the companies reviewed in this article are licensed to provide service in California. If you find a new company that seems like a good fit, make sure it’s licensed and regulated before signing up.

How We Chose the Best Home Warranty Companies in Fresno

The seven companies reviewed in this article are Fresno’s most popular home warranty providers. Here are a few features we considered while selecting them.

Cost-effectiveness

A cheaper plan isn’t always better. What matters most is that you can effectively use your home warranty plan (low-cost coverage is useless if you can’t get service).

However, you’ll want to choose a home warranty plan that offers a fair cost for the quality of service. We looked for home warranty companies that quoted reasonable premiums and service fees for the coverage.

Coverage

Some home warranty companies offer multiple extensive plans. You might be in the market for a simple appliance-only plan, but a wide range is still helpful if you want to upgrade your plan over time. We looked for home warranty policies that offer a range of included and optional coverage for the cost.

Customer satisfaction

A company’s customer satisfaction is a critical factor. Third-party raters like the BBB offer a good measure of a company’s customer satisfaction and the number of complaints it receives.

Extra benefits

There’s nothing wrong with a few extra perks. Newcomer discounts, free roof leak coverage and other benefits are critical selling points for some people.

While quality service is more important than extra benefits, we did consider the perks and discounts in this review of the best home warranty companies.

Summary of Best Home Warranty Companies in Fresno 2022

So, what is the best home warranty company in Fresno?

That depends on what you’re looking for. Some companies, like Select Home Warranty and First American Home Warranty, are ideal for homeowners on a budget. Others, like Choice Home Warranty or Liberty Home Guard, are great if you value a solid brand reputation.

The best home warranty policy for you depends on your home, budget and individual needs. Here’s the bottom line: before you sign up for a home warranty, make sure you do your research, shop around and read the reviews. You should feel good about the company you choose when you’re ready to buy your plan.