Elder Law: Must-do’s for parents of special needs children

Many Centre County residents have a child in their family with special needs. It’s a roller coaster ride for parents who have to accept this lifelong situation and adjust the expectations they’ve created for their child’s future. But with this challenge comes an even tougher task of making sure the child’s future is in good hands — putting a plan in place goes a long way to peace of mind.

The life expectancy of a child with special needs is often the same as it is for all children, so the chances of a parent passing away before their offspring is a real possibility. Planning for a child with special needs is not something to put off until tomorrow, because life happens and a parent can unexpectedly die at any time. Here are some “must-do” actions to consider.

The Takeaway: Look for available services, and plan for when they’re not available

The Takeaway: Armed with a life-care plan before there is a need, you can work to be ready.

The Takeaway: No one knows your child as well as you do; a letter will help others with your insights.

The Takeaway: Consult with a knowledgeable lawyer to see if your child can authorize an agent. If so, plan for a series of them.

The Takeaway: You’ve created a life-care plan for your child — provide a way for whatever resources you can bring to bear on implementing this plan.

The Takeaway: Life insurance is a way to leverage resources to implement your plan.

Do you have a child who needs developmental help or special needs services? There are places you can turn to for help. If you take these six steps, you’ll be well on the way to making sure your child’s future is in good hands.

This story was originally published October 11, 2015 at 12:29 AM with the headline "Elder Law: Must-do’s for parents of special needs children."